Recovery Agent ghar aaye toh darna band karein: Jaaniye apne 5 kanooni adhikaar aur RBI ki guidelines

Dosto loan lena koi paap nahi hai, aur agar aap kist (EMI) nahi bhar paa rahe hain toh bank ko aapke sath badtameezi karne ka haq nahi hai. Or na hi apko sarminda kr sakte ho or privacy rekhna loan ki jankari kisi or ka na dena bank ka kam h....

1. Pahla adhikar time fix h..

  Dosto time fix h subha 8 se same 7 bje k bich m hi apse Milne aa sakte h isme bhi ik niyam ye he ki bina btaye nhi aa sakte or gher m bina parmition ghus nhi sakte bus ghr k bahar aake mil sakte h wo bhi jb ap unse milna chahe(unsecured loan) me agar wo aate to dare nhi.. 8bje se pahle or saam ko 7 bje k baad aate h to illigal he...ap complaint kr sakte ho prof k sath...

2. Pehchaan Patra (ID Card):

 Agar koi gher aaye sabse pahle uska I'd card dekhe or agar wo bank ka I'd card nhi h koshish third party ka I'd card dikhata h to Authorization letter mange agar y sb dikha deta h to baat kre or sabse jaruri baat agar apko lege ye sahi se baat nhi kr raha ya apki privacy ka dhyan nhi rakh Raha to ap usse DRA ki mang kro agar uske pass nhi h to baat mat kro.. DRA sertificate recovery agent hoga to rulls follow krega y sb dekho apka right h...

3. Badtameezi par pabandi...

Helo dosto ye sabse jaruri h koi bhi agent badtameezi nhi kr sakta mere khyal se y baat sab jante h agar bhi nhi jan lo or koi badtameezi kre to ap complaint kr sakte ho or kaha krni h kaise krni h m help kr dunga or dosto ristedaro ko presan nhi kr sakta ye privacy ka ullagan he...

4. Police Complaint ka haq:

 Hlo dosto jaise ki hamne apko btaya recovery agent kya nhi kr sakte agar aisa kre to ap public m bhi complaint kr sakte ho jaise ghr m forcely nhi ghus sakta physically nhi ho sakta aisa kre to 112 pr call kr sakte ho...

5.Bank ko complaint karein:

 Bank ke Nodal Officer ko email likhein. Agar 30 din mein samadhan nahi milta, toh RBI Ombudsman par complaint karein. Waise to jayter samadhan ho jata h nodal officer ko mail likh ke... Ok dhanyawad dosto...

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Hamesha agent ke sath hone wali baat-cheet ko Record karein. Ye recording aapke liye kanooni saboot (evidence) ka kaam karegi.

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Dosto, agar koi agent aapko had se zyada pareshan kar raha hai, toh ghabraiye mat. Niche diye gaye button par click karke mujhse WhatsApp par baat karein, main aapki poori help karunga."